Richard Ocen is a Life in Africa member now earning income through making beads from recycled paper. Buy Jungle Bead Gift Bundles for everyone on your holiday list.

Richard Ocen has received a micro-loan to build a home for his family in the displaced quarter where he lives. The loan has been reviewed and guaranteed by his peers at the WE Center Kampala and fully funded through http://kiva.org!

Visit Kiva to read Richard's full loan description and an ongoing journal about the impact of this loan.

Richard has designated 25% of the interest he will pay on this loan to support the WE Center Gulu. Learn more about Life in Africa's Community Guaranteed Lending program.

Richard standing with his wife infront of their house at the Quarters.



Richard at LIA offices in Kampala.



Richard with his family in their house at the Quarters.

Inspired by Life in Africa: Inspired by LiA's unity (Richard Ocen)

My Life in Africa Reports: Richard Ocen

I Grace Ayaa have sat down with my client Richard Ocen, And conducted an income assessment and came out with the following:


A- Sources of income:

1- Bracelet --------- 280,000/=

2- Stone quarry -------- 100,000/=


TOTAL --------- 380,000/=


B- EXPENDITURE:

1- Food ------------- 80,000/=

2- Rent ------------- 20,000/=

3- Transport ----------- 30,000/=

4- School fees --------- 20,000/=

5- Medical ----------- 20,000/=

6- Water ------------ 10,000/=

7- Fuel ------------- 10,000/=

TOTAL ---------190,000/=

A - B = 380,000/= - 190,000/= = 190,000/=


We therefore agreed that With the disposable balance of 190,000/= , Richard is able to pay back his loan of 500,000/= at the rate of 50,415/= in 12 months.

Richard Ocen is a Life in Africa member and his Internet4change Agent is Grace Ayaa.